Bank Instruments & Genuine Bank Instrument Provider

Bank Instruments & Genuine Bank Instrument Provider

Bank Instruments & Genuine Bank Instrument Provider

Bank Instruments Meaning, Uses, Types & Genuine Bank Instrument Provider

Who is a Genuine Bank Instrument Provider?

A Genuine Bank Instrument Provider is a financial services provider like Grand City Investment Limited that provides genuine banks instruments from some of the worlds biggest banks like UBS Switzerland, Barclays bank London, UNICREDIT, Standard Chartered bank Dubai, Bank of America, Wells Fargo Bank or Citibank. 

Bank Instrument Provider, financial instrument provider, monetizers of bank instruments genuine bank instrument providers  

Bank Instrument Provider, financial instrument provider, monetizers of bank instruments genuine bank instrument providers  

What is a Bank Instrument? 

A Bank Instrument is an asset based or cash based financial document like a bank guarantee, standby letter of credit, bonds, shares, bill of exchange, futures or options contract, cheque, bank draft, or more. Bank financial instruments carry a monetary value and are legally enforceable. One can also create, modify and trade such instruments, which represent a binding agreement between two or more parties.

Some bank instruments may also be divided according to their asset class, which depends on whether they are debt-based or equity-based.

Bank Financial instruments can assist individuals, businesses, organizations and governments to overcome conventional banking challenges and fund their projects, businesses, trade financing, import and export transactions or other strategic objectives.


Types and Examples of Bank Instruments

  1. Documentary Letter of Credit (DLC, SLC, LC)
  2. Standby Letter of Credit (SBLC)
  3. Deferred Letter of Credit (DLC)
  4. Certificate of time deposits (CD)
  5. Stand by letter of credit (SBLC)
  6. Medium term notes (MTN’s) 
  7. Long Term Notes (LTN)
  8. Promissory Notes (PN)
  9. Bank Guarantee (BG) 
  10. Treasury Bills (T – B)
  11. Bank Drafts (BD)
  12. Bonds

Generally speaking, bank financial instruments are denominated debt instruments (papers) issued by large banks and institutions to named parties and beneficiaries for specified terms and purposes. These instruments may be used as funding collateral or to enhance credit, “trade” or to enter into private placement programs.


NEWSFLASH: There are very few Genuine Bank Instrument Providers in the world and Grand City Investment Limited is amongst the top 5 bank instrument providers in the world. Contact us if you want to know the list of all the genuine bank instrument providers in the world and we will be glad to share that confidential and classified information with you.

To understand who these Genuine Bank Instrument Providers are and how they function, one must understand what is called Collateral Transfers in the financial industry. 

Collateral Transfer is basically the process of transferring assets from one party (the Provider) to another party (the Beneficiary) often in the form of a Bank financial Instrument (BG or SBLC). This occurs whereby the Provider agrees (through his Issuing Bank) to issue a “Demand Guarantee” to the Beneficiary in return for a “rental” or “return” generally known as the “Contract Fee”. The parties agree to enter into a Collateral Transfer Agreement (CTA) which governs the issuance of the instrument.

Please read our previous article titled “ How To Find Genuine Bank Guarantee (BG) Providers” to understand how to find Genuine BG/SBLC Providers.


1. Instrument: BG (Bank Guarantee) Standby Letter of Credit (SBLC), cash-backed,
2. Total Face Value: Eur/USD 2 Million (Min) to Eur/USD 5B (Max)
3. Issuing Bank: HSBC Hong Kong, Barclays Bank London, Deutsch Bank AG, Frankfurt or any AA Rated Bank.
4. Term / Age: One (1) Year and One (1) day, Fresh Cut
5. Invoice Price: 45% Net and 47% Gross of the face value of each BG/SBLC to the Seller, including 2% consultancy fees as per IMFPA.

6. Consultation Fee: In total of 2%, which is to be split and paid to the consultants as follows:

1% to …(Seller’s Mandate).., paid by the Seller/Payer-1

1% to ………………………, paid by the Buyer/Payer-2 7. Delivery of instrument: Bank-To-Bank by SWIFT MT-760, as per the Schedule of Delivery of Buy-Sell Agreement

8. Payment for instruments: By SWIFT MT-103 wire transfer
9. Original Hard Copy: By bonded courier to Buyer’s designated Depository Bank within Seven (7) bank working days after receipt of BG/SBLC(s) settlement payment by SWIFT MT-103 into the Seller’s account.


1. Instrument: Fully Cash Backed Bank Guarantee {BG} or Standby Letter of Credit {SBLC}
2. Total Face Value: USD 2Million (Min) to USD 5B (Max)
3. Issuing Bank: HSBC Hong Kong, Barclays Bank London or any prime Bank.
4. Age: One Year and One Day (with rolls and extensions where applicable)
5. Leasing Price: 4% (+ 2% brokers commission where applicable) 2% broker commission applies to clients that were introduced by brokers
6. Delivery: SWIFT MT-760
7. Payment: MT103 Wire Transfer
8. Hard Copy: Bonded Courier within 7 banking days.9. Bank Transmission fee: Depends on the face value of the bank instrument


Grand City Investment Limited is a genuine bank instrument provider, sblc provider, standby letter of credit provider, lease bank instrument providers, international bank guarantee providers, real bank guarantee provider, lease bank guarantee provider, providers leased bank guarantees, Real BG/SBLC Providers worldwide, top letters of credit providers, genuine letter of credit providers, lease standby letter of credit (SBLC).


Uses of Bank Instruments for potential holders or beneficiary

  1. Bank instruments vary in scope and purpose with each bank instrument serving a specific purpose. Bank instruments are very important in international trades, trade finance, important and export transactions and they are widely used by businesses, contractors, importers as well as exporters.
  2. Some financial instruments will act as Collateral or credit enhancement to shore up financial statements and profile.
  3. Some bank instruments like letters of credit help to facilitate international trade between companies that don’t know each other and have different laws and regulations. 
  4. Proof of funds, bank guarantees, letters of credit; to facilitate, secure or execute projects, trade and business transactions.
  5. A Bank Instrument like a Bank Guarantee (BG) allows the customer, or debtor, to acquire goods, purchase equipment or draw down a loan. A Bank Guarantee is a promise from a bank or other lending institution that if a particular borrower defaults on a loan, the bank will cover the loss. Note that a bank guarantee is not the same as a letter of credit.


Bank instrument delivery and authentication via Euroclear or Swift Network   

Bank instrument delivery and authentications are critical and usually involve SWIFT MT 799, SWIFT MT 760, SWIFT MT110, etc., with Cussip, ISIN numbers. 

highly recommend you to read “ Difference Between Swift MT799 And Swift MT760” – “about the different types of bank swift messages that is used in transmitting bank guarantees and standby letters of credit, between banks and other financial institutions” before starting to study this standby letter of credit sample.


At Grand City Investment Limited, you can either buy, purchase, lease or rent a Bank Instrument. Our bank instrument leasing fee is 4% annually and you do not need collateral to get a Bank Instrument from our company. 


Loan and Bank Instrument Procedures

Loan Interest Rate: 3% per year
Loan Grace Period: 6 months ~ 3 years
Loan Repayment Term or Duration: 6 months to 20 years
Broker Commission: 2% broker commission is applicable if the deal was introduced by a broker.

About Leasing Leasing Bank Instruments (BG/SBLC):

Bank Instrument (BG/SBLC) Verbiage: ICC 458/758 or latest format
Delivery: MT799, 760, & Hard Copy
Fee Payment: 4% annual leasing fee + 2% commission to brokers
Payment of Leasing Fee & Commission: Within 21 days

Bank Instrument Procedure: ( BG/SBLC )
BG/SBLC Deed of Agreement signing by both parties (lessor/lessee)
Lessor issue a Notarized “Corporate Refund Undertaking” to Lessee
Lessee send “Bank transmission charges” (* Within 3 days)
Lessor deliver “MT799/760 & Hard copy”
Lessee pays “Leasing Fee & Commission(* 2%)” (* Within 21 days)

As a genuine bank instrument provider, you can use bank instruments from Grand City Investment Limited to secure a line of credit from your bank or get a loan from financial institutions. But the bank instrument has to be issued from any of the top 25 biggest banks in the world. Bank instruments from non rated banks hold little or no value. 


So if you are in the market for bank instruments, especially bank guarantees (bg) or standby letters of credit (sblc), make sure that a prime rated bank issued it. And also make sure that it is being issued by a genuine bank guarantee provider and top sblc provider like Grand City Investment Limited.

The benefits of following this approach is you know you have peace of mind that your interest would be looked after and you surely would be getting the best deal. This is very important because the bank instrument industry is filled with fake bank instrument providers as well as scammers and cheaters. 

I recommend you to read this explosive article on How To Spot Fake Bank Guarantee Providers and Fake SBLC Providers.

Discounting of Bank Instruments

Some bank instruments can also be discounted. Discounting is a process of selling short or below value to achieve real time objectives. As industry leaders, we assist clients to procure bank instruments, monetize bank instruments and also discount bank instruments from prime banks.

Bank Instrument Monetization- Monetisation of BG/SLBC.

Bank instrument monetization or monetisation is the process of converting a bank instrument, especially a bg/sblc into money or legal tender. Monetization of Bank instruments usually means converting the instrument into liquid cash.

Some clients will simply apply the cash to a variety of projects while others may like to trade with it.

We offer Monetization of Bank Instruments such as BG and SBLC @ 80% LTV which is one of the highest in the industry.

Bank Instruments & Genuine Bank Instrument Provider

Bank Instruments & Genuine Bank Instrument Provider

At Grand City Investment Limited, all our bank instruments (BG, CD, LC, BCL, DLC, SBLC) are issued by top banks and other financial institutions which includes but not limited to HSBC, Deutsche Bank, Standard Chartered Bank, Barclays Bank, Credit Swiss, Union Bank of Switzerland (UBS), as well as other international/multinational Banks in Europe, United States and Asia.


Our bank instruments are cash backed and can be used for Discounting, Monetization and Private Placement Programs (PPP). They also can be used as collateral against a loan or credit line to secure Funding for Projects.


If you need a bank instrument, lease bank guarantee, standby letters of credit, usance l/c, dlc or any other financial instrument, kindly apply here or send us an email:
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